We all enjoy spending money on hobbies, interests and activities that make us feel great to be alive. But we need to know the difference between ‘wants’ and ‘ needs’.The 'needs' are the basics of living such as food, shelter, safety and clothes. The ‘wants’ are the extras we like to have but often can’t afford. Careernav addresses how you manage day to day living on a budget, and the implications if you don’t. It discusses the insurances you really need. It covers the benefits of a savings plan and how you can create financial security and personal wealth. Ultimately we all retire. Having the flexibility to stop working whenever you want doesn’t have to be just a dream.
- Personal Wealth - Exactly how hard is it?
- Money Management - 11 Essential Tips
- Insurances – do I really need them?
Personal Wealth - Exactly how hard is it?
It comes as no surprise there is no shortage of individuals and companies professing they can show you the short cut home with a quick get rich scheme. But for most people wealth creation is more difficult, but a worthy goal to chase over your lifetime. Here are some factors you should consider.
Read more about Personal Wealth - Exactly how hard is it?
Money Management - 11 Essential Tips*
You know if something sounds too good to be true, it's probably a scam. But there are so many things students should know that they may never learn at home or school. So here are 11 essential tips on money management for senior secondary and tertiary students starting with the best piece of career advice of all.
Read more about Money Management - 11 Essential Tips
Insurance - Do I really need it ?
Insurance is one of those things you generally don’t need to worry about during your school years. But once you start thinking about moving out of home, getting a car, and claiming your independence, just like career advice, it’s certainly something you will need to consider.
Read more about Insurance - Do I really need it?